The first chart, has ruler of the 4th of endings is exactly conjunct the 7th cusp. Uranus is the planet of freedom, and sudden events. In fact, you say you weren't expecting it.
The Venus/mars square has no mutual reception.
Romantic but deceptive and illusive Neptune is on the cusp of the 5th of love affairs.
Also in the 5th is Chiron, wounded healer of lessons to be learned, and moon approaches in opposition.
The second chart has moon void of course, taking no action.
Mercury on the 7th rules his 2nd of money, and by sign virgo is intercepted in the house, so it is under wraps and not coming out to the light, and mercury rules his 12th.
He may be having financial problems.
You as Saturn are in a strong position, but looking backwards, contemplating the past.