"What is the point of spirituality? What is the point of living in a material world if you don't excel and evolve it? Is the point just to meditate or pray all day?"
All these dualities and extremes are necessary on earth because we souls are here to learn and grow. Earth is a school for us souls. We need to experience every single state of being - from a very materialistic life to a very spiritual life - we need to see the sharp contrasts and all the in-between shades of grey - so that we can learn to appreciate and value the wisdom of oneness.
This quote explains it:
“Earth is a school for learning duality and understanding “opposites,” which helps you fast track your spiritual growth. Reincarnation and freewill are the tools for this spiritual growth. For every fantastic lifetime of love, joy, and happiness, there has been an equally strong and negative emotional experience of devastation, hardship, pain, and suffering.
There are no such things as hell, the devil or satan; these are false manmade beliefs, which were created for explaining the unloving attributes of pain, suffering, chaos, and destruction created by early civilizations (infant souls). As souls, each one of you has had many different lifetimes on Earth. Before each incarnational cycle, you decide what lessons you want to learn, the basic requirements for your life and the type of polarized experiences you want to explore on Earth.
Reincarnation helps you master your lessons in duality. You have killed and been killed by others; you have been male and female, including mother, father, son, uncle, grandmother etc. You have been a soldier, warrior, villain, farmer, and artist. You have experienced suffering, disease, illness, poverty, pain, joy, love, freedom, and fear. To learn from all the possible lessons of duality that has been possible on Earth, you have experienced every different human aspect available on the planet. Today, many souls have now come to the end of their study of duality. Many of you have nothing more left to learn on Earth."